There’s been a lot of talk about the new mortgage lending rules that came into effect in 2018. If you’re in the market to buy a new home or renew/finance your existing mortgage, the new rules, which are about as digestible as a three-year-old burger, probably leave you scratching your head. It doesn’t help that every site explains the rules slightly differently… so here’s my attempt to simplify the complicated for you.

Ever since I moved out on my own, I’ve worked hard to remember the good things that happened each year. As time goes by, I know I won’t be able to remember everything that happened during the years (hell, I can barely remember what happened yesterday), but having a few standout moments from the year lets me put a mental highlight reel together for myself. Here are some of the things I’ll remember from 2018.

One of my 2018 New Years’ resolutions was to write in a daily happiness journal. Unlike most resolutions I set at the start of the new year, I actually stuck with this one for all of 2018! I learned a few things along the way, and I learned even more once I went back in and actually read everything I wrote down over the course of the year. Here are some of the top things I took away from the daily habit.

If you have Netflix and even a slight love of food, you owe it to yourself to check out the Netflix original mini-series Samurai Gourmet. The show follows a newly-retired 60-year-old man as he explores the various bars and restaurants around him with new eyes.

At first blush, the show looks like it’s about food. I mean, it’s called Samurai Gourmet, after all. When you get beneath the surface a bit though, you realize that there’s way more going on here than you first realize. Here are three lessons from the show that go beyond food. (more…)