People have varying opinions about the word “debt.” Some people view debt as a tool; others are wary of it; still others treat it like a two-flush corn log, refusing to touch it with a 10-foot pole. Despite these widely diverging viewpoints on the topic though, debt is a necessity for most of us, and it’s not nearly as well-understood as it should be. (more…)
My wife and I have an audacious goal: to retire at the age of 50. It won’t be easy, and it definitely won’t happen without a bit of sacrifice. But how do you know when you’re financially ready for retirement? (more…)
You may have noticed I’ve been writing in the personal finance section of my site a bit more lately. That’s because I’m committed to paying off my five-figure student debt by the end of 2019. As I think about my own situation though, I’m reminded of the countless others who are in the same boat, and so I want to share the tools and tips I’m using to help put myself in better financial shape. (more…)
My wife and I recently purchased a new home; and by new, I mean 35 years old. Not ancient by any means, but old enough to be in need of a little TLC. As first-time homebuyers in the way-overheated Canadian real-estate market, we were lucky to even be able to afford this place, but it came with a few expenses we weren’t prepared for.
If you’re planning on buying a resale home, you want to be as prepared as possible upfront for the expenses you’ll be facing. That’s why I put together this list of expenses I’ve had to deal with. You may not need to address everything on this list, and it’s not exhaustive, but hey, it’s better than having to take a week’s worth of cold showers when your faucet craps out, right? (more…)
