If you have benefits through work, then you’re probably used to being able to claim medical expenses through your benefits, and getting reimbursed through your benefits provider. If you don’t have benefits, you’re probably used to thinking you’re just out of luck and out of pocket, right? ...or are you?

Benjamin Franklin famously said that there are two certainties in this life: death and taxes. But just because taxes are a certainty, doesn’t mean the amount you pay is pre-ordained. With a bit of planning, and a bit of knowledge about how Canadian investments are taxed, you can help cut down on the amount of tax you pay, and keep more of that money for yourself. Here are a few things you need to know.