fter some extensive research, I finally landed on an ETF called the Hamilton Enhanced Canadian Bank ETF (ticker symbol HCAL). It’s a relatively new ETF (launched in Oct 2020) with a ton of promise. Here’s why I was a fan of it for my leveraged investment.

As someone who is right in the thick of things when it comes to the FIRE movement, I cannot believe I haven’t written about it until now. But hey, better late than never, right? FIRE is an acronym, short for “Financial Independence, Retire Early.” It refers to a movement, especially popular among Millennials, where you save significantly more than the average savings rate (often upward of 50% of your income) in order to retire much earlier than the standard age of 65 (think 30s or 40s). You can think of it as “Freedom 55” on steroids.

Recently, I’ve been playing around with a penny stock as a form of entertainment. I invested a bit of money as a gamble, was happy to see that it paid off. My money doubled, and I sold. Had I left it in, it would have doubled again. This reminded me of an important investing lesson: timing the stock market is a fool's game.

Today I’m going to start a new mini-series that looks at some specific investing suggestions and advice for people in different stages of their lives and careers. We’ll start with folks in their 20s, and move upward from there. Whether you’re in your 20s or not though, there are some useful tips and reminders in here for a wide variety of people. Read on for five tips that are especially useful if you’re in your 20s!

In an earlier post, I explained how index funds work – essentially, they buy all of the largest funds on a market index proportionally, so that the investment moves the same way as the index it tracks. Today, I’m going to explain how you can actually beat the market by buying index funds.

Guys, I’m so sorry. I thought I wrote about this already long, long ago. I definitely should have. Index funds make up the backbone of my personal investing philosophy, and I can’t believe I haven’t already written an article explaining what they are and how they work! Time to fix that.

You’re familiar with herd mentality: you know, that tendency to adopt whatever viewpoint is most popular among those around you. What you may not know is that taking that approach to managing your finances is a wolf in sheep’s clothing. At some point, it’s going to bite you in the rear. Here’s why.

Many of us were taught growing up that debt was the devil. It didn’t matter what kind of debt it was – if you had debt, the best thing you could do was pay it off as quickly as possible. That’s still not the worst advice you could follow, by any stretch… but in this post, I’d like to offer another perspective on debt – specifically as it relates to debt tied to your home.