10Sep2022
Investing
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September 10, 2022
I have a bit of a love-hate relationship with GICs. They have plenty of drawbacks that limit their use cases, but at the same time I can see the role that they can play in someone’s personal financial plan. So what do you need to know about GICs and when to use them?
26Aug2022
Investing
August 26, 2022
There are plenty of trustworthy financial advisors out there. There are also plenty of sketchbags in the industry, and knowing how to distinguish between one and the other can save you a lot of headache and thousands of dollars over the long run. Here are a few telltale signs that your advisor might not have your best interests at heart.
5Aug2022
Personal Finance
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August 5, 2022
Here in Canada, we love our four-letter acronyms for investment vehicles. You’ve got the RRSP (aka the Registered Retirement Savings Plan), TFSA (Tax Free Savings Account) and many, many more. And now, awaiting royal assent and set to be introduced in 2023, we’ll have one more acronym to add to the list: the FHSA. So what is an FHSA, and what the heck is it used for?
29Jul2022
Investing
July 29, 2022
Responsible investing is a term that financial institutions have been using more and more. The term came about in acknowledgement of the fact that an increasing number of investors want to invest their money into companies that are actually doing good in the world… or at least not making things worse. But the term is still fresh, and many people don’t know what it actually means. This has led to some pretty crazy misconceptions out there. Here, we’ll look at some of the biggest myths, and cover off what responsible investing really is.
15Jul2022
Investing, Personal Finance
July 15, 2022
My wife and I have been using our convertible mortgage as an investment tool for a few years now. Turns out, this strategy has a name: the Smith Maneuver. It was coined by financial advisor Fraser Smith, who wrote a book on it in the early 2000s. Can’t believe I didn’t know that until recently! That said though, I do know about the strategy. Here’s an overview of the Smith Maneuver, a strategy that can help you accelerate achievement of your financial goals.
1Jul2022
Personal Finance
July 1, 2022
In the old days, you used to impress people by having “more” – a bigger house, nicer cars, fancy clothes, and so on and so forth. Thankfully that trend is now changing. It’s moving from “bigger is better” to “less is more.” Living below your means is the new flex. So why is that a good thing, and how can you do it for yourself?
17Jun2022
Personal Finance
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June 17, 2022
Recession is a word that, for reasons many can’t explain, strikes fear into their hearts. The word conjures up images of mass layoffs, tanking investments, and so on. But what even is a recession, and what causes them? Here are five factors that can contribute to one.
10Jun2022
Personal Finance
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June 10, 2022
Renovating your home can be both super-exciting and super-stressful. The saying “the couple that renovates together stays together” exists for a reason! But beyond enhancing your enjoyment of the home you live in, renovating can also add value to its sale price, when it comes time to move. Not all renovations are created equally when it comes to the ROI, however. Here are five of the ones that give you the biggest bang for your buck.
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