Kicking the bucket is not a topic many of us like to think or talk about. There have been a number of serious health scares in my family recently though, and it’s forced me to think about planning for when it’s time to go. One of the most important elements of that plan is having a will. It may seem like no biggie, but it is. Here are a few reasons why it’s so important to have one.

fter some extensive research, I finally landed on an ETF called the Hamilton Enhanced Canadian Bank ETF (ticker symbol HCAL). It’s a relatively new ETF (launched in Oct 2020) with a ton of promise. Here’s why I was a fan of it for my leveraged investment.

Have you ever noticed how toilet paper comes in about 10,000 different shapes and sizes of packaging? How about power tools? Ever tried to buy a Dewalt drill? You have about a gagillion different options to choose from. Usually, the stores that offer products with this wide variety of selection are the same ones that claim they offer price matching. Here’s why I think that’s a joke.

As someone who’s passionate about personal finance, I’ve been asked a few times by friends if I’d be willing to give a bit of a 101 session to help them take control of their money a bit more. We host these sessions on Friday nights, and call them “Financial Fridays.” Turns out we’re not the only ones who do this – not even by a longshot.

As someone who is right in the thick of things when it comes to the FIRE movement, I cannot believe I haven’t written about it until now. But hey, better late than never, right? FIRE is an acronym, short for “Financial Independence, Retire Early.” It refers to a movement, especially popular among Millennials, where you save significantly more than the average savings rate (often upward of 50% of your income) in order to retire much earlier than the standard age of 65 (think 30s or 40s). You can think of it as “Freedom 55” on steroids.

Recently, I’ve been playing around with a penny stock as a form of entertainment. I invested a bit of money as a gamble, was happy to see that it paid off. My money doubled, and I sold. Had I left it in, it would have doubled again. This reminded me of an important investing lesson: timing the stock market is a fool's game.