Guys, I’m so sorry. I thought I wrote about this already long, long ago. I definitely should have. Index funds make up the backbone of my personal investing philosophy, and I can’t believe I haven’t already written an article explaining what they are and how they work! Time to fix that.

You’re familiar with herd mentality: you know, that tendency to adopt whatever viewpoint is most popular among those around you. What you may not know is that taking that approach to managing your finances is a wolf in sheep’s clothing. At some point, it’s going to bite you in the rear. Here’s why.

Everyone knows the classic song by the Barenaked Ladies. It goes on to talk about all of the things one could buy, if only they had a million dollars. It even ends the song by saying “If I had a million dollars… I’d be rich.” But what exactly does a million dollars get you in this day and age? Here are a few things you can get for a million bucks.

Many of us were taught growing up that debt was the devil. It didn’t matter what kind of debt it was – if you had debt, the best thing you could do was pay it off as quickly as possible. That’s still not the worst advice you could follow, by any stretch… but in this post, I’d like to offer another perspective on debt – specifically as it relates to debt tied to your home.

In my conversations with people, I have heard a wide variety of perspectives on credit cards over the years. Some thoughts were on-point, while others… well, they were the type of well-intentioned, but misguided advice that makes you slap your palm to your face. Here are five commonly-mentioned, and completely untrue, myths about credit cards. It’s time to get the facts straight.