July 4, 2025
Let me tell you a story about what one candidate did that stopped me in my tracks and landed them a coffee chat, then an interview, then the job offer.
May 2, 2025
If you’ve ever stared at mortgage options and felt your brain do backflips, you’re in good company. It’s an interesting time to be renewing a mortgage right now: rates have come down a bunch since the pain we’ve seen over the past couple years, but many economists still believe they have more room to fall. So, what’s a person to do? One of the most important choices you’ll make is: fixed rate or variable rate? Should you lock in affixed rate and know exactly what you’ll pay every month, or go variable and hope that rates keep dropping? Let’s look at some of the factors that influence that choice.
April 5, 2025
Filing your taxes can feel like navigating a minefield, with one wrong move landing you in hot water with the CRA. To help you steer clear of common pitfalls, let’s walk through some of the most common tax filing mistakes Canadians make and how to avoid them.
March 8, 2025
Here in Canada, we just had an election. In reviewing the candidates’ names on the ballet, it occurred to me that some people might not see the connection between voting for a local representative, and who ends up premier or prime minister. But it’s true: they’re connected. Here’s how the pieces fit together.
February 7, 2025
Burnout isn’t just about feeling tired. It’s a state of emotional, mental, and physical exhaustion that can leave you dreading your job, struggling with focus, and even questioning your career choices. It sneaks up slowly, often disguised as a rough week or a temporary lack of motivation. But if left unchecked, burnout can have serious consequences on both your well-being and your career. If you’re feeling off but can’t quite put your finger on it, here are some clear signs that burnout might be the culprit.
January 10, 2025
If you’ve ever overheard a conversation about stock options and found yourself nodding along while secretly wondering what they really are, you’re not alone. Stock options are one of those financial topics that sound complicated but are actually pretty straightforward once you break it down. In this post, we’ll unpack the concept, explain how they work, and explore why they’re so popular—especially in the tech world.
December 22, 2024
It’s no secret that buying a house in Canada is expense. We have a housing crisis on our hands, and in addition to the excellent First Home Savings Account (FHSA), the government recently (as of a week ago) implemented some changes to mortgage rules to help make homeownership more accessible. Here’s a breakdown of what that means for you.
November 14, 2024
When you invest, it’s not just about choosing the right stocks, bonds, or funds—it's about making sure your investments are safe, too. In Canada, the Canadian Investor Protection Fund (CIPF) is the safety net for your investments, stepping in to protect investors if their brokerage fails. But how exactly does this protection work, and what can you do to make the most of it?
October 18, 2024
For Canadian business owners, the Canada Small Business Capital Gains Exemption (CSBCGE for short - great acronym, I know) is one of the most valuable tax-saving opportunities. It allows small business owners to retain more of their hard-earned profits when they sell their businesses, which can significantly affect how much they walk away with after a sale. In this post, we'll break down how this exemption works, what qualifies, and how you can make the most of it.
September 13, 2024
In a world where job security can sometimes feel like a thing of the past, Employment Insurance (EI) stands as a vital safety net for many Canadians. Whether you’re facing a temporary layoff, have experienced a job loss, or need time off for personal reasons, EI can be a lifeline. But what exactly is EI, and how does it work? Let’s break down the basics to help you navigate this crucial program with confidence.