Hi, and welcome to my site! It’s a blog about personal finance and careers, told through the lens of my search for happiness and mindfulness in life. Why those things? Well, because most people view them as a necessarily evil to use in their pursuit of happiness in life… and I think they can be more than that!

9Aug2024
Personal Finance
August 9, 2024
Canadians looking to buy their first home now have more options when it comes to mortgages. Recent changes make it easier to take out a 30-year mortgage when buying your first home – but there are restrictions. Here’s a breakdown of the changes, and what to consider if you’re thinking about taking a 30-year mortgage to buy your first place.
19Jul2024
Budgeting, Personal Finance
July 19, 2024
Balancing saving and spending can feel like walking a tightrope. On one side, you have the allure of new gadgets, dining out, and spontaneous trips. On the other, there's the need for a secure future, a comfortable retirement, and financial peace of mind. It’s easy to swing too far in either direction, but finding that sweet spot is crucial for a happy, stress-free life. Here are five practical tips to help you balance saving and spending.
14Jun2024
Personal Finance
June 14, 2024
Unless you’ve been living under a rock for the past year, you’ve heard people talking about generative AI tools, like chatGPT. People in the business world have been speculating which industries and jobs will be most disrupted by it, with the theories ranging wildly depending on who you ask. As someone who is currently pursuing their Financial Planner designation, my mind naturally drifts to that industry. Can AI do the job better? Is there a role for humans in the future? I believe there is, and here’s why.
24May2024
Personal Finance, Taxes
May 24, 2024
If you’re a Canadian nearing retirement or already enjoying your golden years, you've probably heard a thing or two about the Canada Pension Plan (CPP). One topic that might seem a bit confusing at first is CPP pension splitting. What is it? Why do it? Today, we'll break it down in a way that’s easy to understand.
3May2024
Investing, Personal Finance, Taxes
May 3, 2024
Yeah, I know… talking tax is about as much fun as pulling teeth. But if you’re going to invest in dividend-paying companies, it’s important to understand the tax implications so that you can make the best choices around where to put your money. Today’s post talks about how dividends are taxed in Canada.
12Apr2024
Personal Finance
April 12, 2024
As parents, we are constantly looking for ways to secure our children's future. One powerful tool in this endeavor is the Registered Education Savings Plan (RESP). In this blog post, we'll delve into how RESPs work and explore the compelling reasons why parents should consider opening one for their children.
15Mar2024
Personal Finance
March 15, 2024
You've been diligently squirreling away money into your Registered Retirement Savings Plan (RRSP), preparing for golden years ahead. But what happens if you accidentally overdo it? Do men in black suits and dark sunglasses come knocking on your door? Is everything lost? Let’s unravel this mystery together.
1Mar2024
Personal Finance
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March 1, 2024
The North American Financial landscape is constantly shifting and changing. There are some really great books out there that will teach you the fundamentals of investing and personal finance, and they’ve been around a long time for a reason. That said, most of them haven’t been updated to look at new realities of the world. In Canada, for example, we’ve got a full-blown housing affordability crisis on our hands, to the point that a full generation has all but given up on the dream of owning a home. We’ve also got the government’s attempt to help with that, in the form of the First Home Savings Account (FHSA). Older finance books sometimes miss out on modern concepts, and so I’ve got an updated list of recommended reading for you today.
9Feb2024
The Arts
February 9, 2024
The rise of AI has already contributed to an explosion of new artistic creations; think AI-generated images, videos, and even music. There’s already so much out there, and yet it still feels like we’ve only just begun to scratch the surface of what AI can do for us. Yes despite at all of the ‘new’ coming at us right now, I think that human-created art is about to experience its own renaissance alongside its AI-created counterparts. Here’s my take.
18Jan2024
Earning Extra Cash
January 18, 2024
It’s the New Year, and as many of us take time to reflect on the year we’ve had and plan for the year ahead, starting a side hustle is one goal that I’ve noticed is on the list for many. It’s a fantastic goal – after all, who doesn’t want to earn more money so they can live better or retire faster? Like any entrepreneurial pursuit though, it comes with its fair share of challenges. In today’s post, we'll explore some of the common pitfalls faced by side hustlers, along with tips on how you can avoid them.
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