January 10, 2020
So, you're thinking about how to retire early? Good for you! Here are a few tips to help you get started on the journey.
March 15, 2019
If you’re invested in the stock market, any stock market, you don't earn constant returns each year; they’re messier. That messiness – the order in which gains and losses happen, called the sequencing of returns - has an impact on what your nest egg does in retirement.
January 25, 2019
I’m a big fan of investing in the stock market; no secret there. But depending on where you live, real estate can make a great compliment to investing in the stock market, if you go about it the right away. Here are three advantages to real estate investing.
August 10, 2018
Starting in 2019, there will be changes to the Canada Pension Plan (CPP). I have to admit I was a bit surprised when I heard about it (and only learned about it while I was researching something unrelated online). Also, the explanations of the changes given on the Government of Canada website were about as clear as mud, so I thought I’d try to simplify it for you. (more…)
May 25, 2018
My wife and I have an audacious goal: to retire at the age of 50. It won’t be easy, and it definitely won’t happen without a bit of sacrifice. But how do you know when you’re financially ready for retirement? (more…)
January 12, 2018
You may have heard the term before: mutual funds. But what is a mutual fund exactly? How do they work? And why should you care? (more…)
August 23, 2017
You may have noticed I’ve been writing in the personal finance section of my site a bit more lately. That’s because I’m committed to paying off my five-figure student debt by the end of 2019. As I think about my own situation though, I’m reminded of the countless others who are in the same boat, and so I want to share the tools and tips I’m using to help put myself in better financial shape. (more…)
August 16, 2017
I want to clear up a term that I think is commonly misunderstood by a lot of people when it comes to investing: Diversification. A scary word for what is actually a pretty simple concept, when you get down to it. (more…)
May 24, 2017
Got kids? Planning to have them? Want them to go off to post-secondary education one day? Then you’d better make sure you understand how the Registered Education Savings Plan (RESP) works! (more…)
April 10, 2017
Ever notice how, if you’re like most people, your bank account has this nasty habit of ending each and every month at zero? How are you supposed to save any money when you need all of it each month?
Time for a human psychology hack. (more…)