The North American Financial landscape is constantly shifting and changing. There are some really great books out there that will teach you the fundamentals of investing and personal finance, and they’ve been around a long time for a reason. That said, most of them haven’t been updated to look at new realities of the world. In Canada, for example, we’ve got a full-blown housing affordability crisis on our hands, to the point that a full generation has all but given up on the dream of owning a home. We’ve also got the government’s attempt to help with that, in the form of the First Home Savings Account (FHSA). Older finance books sometimes miss out on modern concepts, and so I’ve got an updated list of recommended reading for you today.

It’s the New Year, and as many of us take time to reflect on the year we’ve had and plan for the year ahead, starting a side hustle is one goal that I’ve noticed is on the list for many. It’s a fantastic goal – after all, who doesn’t want to earn more money so they can live better or retire faster? Like any entrepreneurial pursuit though, it comes with its fair share of challenges. In today’s post, we'll explore some of the common pitfalls faced by side hustlers, along with tips on how you can avoid them.

It’s a crazy question to ask. I mean, $2 million is a LOT of money, right? You should absolutely be able to retire comfortably with that much money! Except that it isn’t as much as it used to be. Over the years, inflation eats away at the value of our money, and the purchasing power of a number as impression as $2 million gets lower and lower. But is it still enough to retire on? Let’s take a closer look.

Cryptocurrency has taken the financial world by storm over the past decade, offering unprecedented opportunities for profit and innovation. That said, a raging debate surrounds the nature of crypto: is it really a form of investing, or nothing more than a high-stakes gamble? In today’s post, we'll delve into the arguments on both sides of the spectrum.

For many of us, investing can feel like a chore. It’s generally thought of as something you have to do, not something you want to do. But what if we could change that? Wouldn’t investing in your future be easier if it were something you actually looked forward to doing? Luckily, there are ways to do exactly that. Here are three easy ways to gamify your investing efforts and hack your psyche so that you actually look forward to doing it.

The decision to rent or own is one that faces many young adults at some point. For some, the reality of their local housing market means the decision is made for them. For others though, the road is a little less obvious. So how to decide between renting and owning a home? Here are five things to keep in mind.

Say you’re an investor who’s just starting out. You don’t have a ton of money to invest, but you know that you want to own individual shares of companies you admire. Think you’re out of luck? Think again. Today we’re going to dive into the topic of fractional shares, which are a game-changer for beginner investors.

If you live in Canada, it’s a frustrating time to be buying your first home. Even with interest rates being the highest they’ve been in over 20 years, home prices are rising, having gone up by over 2% in May of this year. For the younger generation, the promise of building wealth through homeownership feels like a dream that’s all but faded after waking up to reality. The implications of this go far beyond affordability though. Here are 6 other negative impacts that Canada’s red-hot housing market has on our young adults.

With the First Home Savings Account (FHSA) newly launched in Canada, the dream of homeownership has once against started to feel within reach for many. When the time comes to actually pull the trigger to purchase your first home though, you’ll want to avoid letting excitement cloud your judgment. Here are 9 of the most common mistakes first-time homebuyers make, no matter where you live.

The financial markets are all over the map these days. One week they’re soaring upward because something dropped in the news about inflation numbers, and the next they’re crashing through the floor because, well, inflation numbers. Amid all of this, it can be tempting to try and time the market – that is, to buy when you think the market is low, and sell when you think it’s high. That’s super-risky. Here’s what you should do instead.