The decision to rent or own is one that faces many young adults at some point. For some, the reality of their local housing market means the decision is made for them. For others though, the road is a little less obvious. So how to decide between renting and owning a home? Here are five things to keep in mind.

If you live in Canada, it’s a frustrating time to be buying your first home. Even with interest rates being the highest they’ve been in over 20 years, home prices are rising, having gone up by over 2% in May of this year. For the younger generation, the promise of building wealth through homeownership feels like a dream that’s all but faded after waking up to reality. The implications of this go far beyond affordability though. Here are 6 other negative impacts that Canada’s red-hot housing market has on our young adults.

With the First Home Savings Account (FHSA) newly launched in Canada, the dream of homeownership has once against started to feel within reach for many. When the time comes to actually pull the trigger to purchase your first home though, you’ll want to avoid letting excitement cloud your judgment. Here are 9 of the most common mistakes first-time homebuyers make, no matter where you live.

If you work in a Canadian workplace that offers a pension plan, then come tax time when you receive your tax slips, you probably see a number greater than zero beside a field called “pension adjustment.” So what is this field, and why does it matter?

Gen Z has had it rough when it comes to the dream of homeownership. Between the run-up in prices over the past few years, alongside the rapid rise in interest rates, most young Canadians are feeling pretty hopeless about homeownership right now… especially Gen Z. But is homeownership completely out of the question for them? I think there’s hope. Here’s why you should never say never.