Responsible investing is a term that financial institutions have been using more and more. The term came about in acknowledgement of the fact that an increasing number of investors want to invest their money into companies that are actually doing good in the world… or at least not making things worse. But the term is still fresh, and many people don’t know what it actually means. This has led to some pretty crazy misconceptions out there. Here, we’ll look at some of the biggest myths, and cover off what responsible investing really is.

My wife and I have been using our convertible mortgage as an investment tool for a few years now. Turns out, this strategy has a name: the Smith Maneuver. It was coined by financial advisor Fraser Smith, who wrote a book on it in the early 2000s. Can’t believe I didn’t know that until recently! That said though, I do know about the strategy. Here’s an overview of the Smith Maneuver, a strategy that can help you accelerate achievement of your financial goals.

In the old days, you used to impress people by having “more” – a bigger house, nicer cars, fancy clothes, and so on and so forth. Thankfully that trend is now changing. It’s moving from “bigger is better” to “less is more.” Living below your means is the new flex. So why is that a good thing, and how can you do it for yourself?

Recession is a word that, for reasons many can’t explain, strikes fear into their hearts. The word conjures up images of mass layoffs, tanking investments, and so on. But what even is a recession, and what causes them? Here are five factors that can contribute to one.

Renovating your home can be both super-exciting and super-stressful. The saying “the couple that renovates together stays together” exists for a reason! But beyond enhancing your enjoyment of the home you live in, renovating can also add value to its sale price, when it comes time to move. Not all renovations are created equally when it comes to the ROI, however. Here are five of the ones that give you the biggest bang for your buck.

So you just got your tax refund from the government. Awesome! Now what? While many people take this and immediately blow it on something they’ll later regret (how many stories have we heard about Peloton bikes collecting dust in the basement?), you’re looking for something better to use it for. Otherwise, you wouldn’t be here reading this, would you? Here are four better things you can do with your tax refund.

Market downturns can be scary when you’re invested in the stock market. Watching your hard-earned nest egg drop in value by a double-digit percent makes many investors’ stomachs drop like they’re headed down the steepest drop on a roller-coaster ride. That feeling can lead to some major money mistakes if you let your emotions rule your money choices, though. Here are four mistakes many investors make when thinking with their hearts, and not their heads, during market downturns.

The Canada Pension Plan is a powerful benefits that Canadians get to take advantage of in retirement. As you probably know, you can start receiving CPP payments as early as age 60, or wait until as late as age 70, with 65 being the “normal,” expected age. So when is the best time to start taking CPP? The answer depends on your personal situation, but if any of the following scenarios describes you, the answer might be age 60.