There are plenty of trustworthy financial advisors out there. There are also plenty of sketchbags in the industry, and knowing how to distinguish between one and the other can save you a lot of headache and thousands of dollars over the long run. Here are a few telltale signs that your advisor might not have your best interests at heart.

Responsible investing is a term that financial institutions have been using more and more. The term came about in acknowledgement of the fact that an increasing number of investors want to invest their money into companies that are actually doing good in the world… or at least not making things worse. But the term is still fresh, and many people don’t know what it actually means. This has led to some pretty crazy misconceptions out there. Here, we’ll look at some of the biggest myths, and cover off what responsible investing really is.

Market downturns can be scary when you’re invested in the stock market. Watching your hard-earned nest egg drop in value by a double-digit percent makes many investors’ stomachs drop like they’re headed down the steepest drop on a roller-coaster ride. That feeling can lead to some major money mistakes if you let your emotions rule your money choices, though. Here are four mistakes many investors make when thinking with their hearts, and not their heads, during market downturns.