Hi, and welcome to my site! It’s a blog about personal finance and careers, told through the lens of my search for happiness and mindfulness in life. Why those things? Well, because most people view them as a necessarily evil to use in their pursuit of happiness in life… and I think they can be more than that!


Many of us were taught growing up that debt was the devil. It didn’t matter what kind of debt it was – if you had debt, the best thing you could do was pay it off as quickly as possible. That’s still not the worst advice you could follow, by any stretch… but in this post, I’d like to offer another perspective on debt – specifically as it relates to debt tied to your home.

The news of Neil Peart’s passing shook my family to its core. We’re a musical bunch, and given Rush is my dad’s favourite band by far, it goes without saying that the band’s music was a staple in our household growing up. As a result, their music provided a soundtrack for my childhood and teenage years, and has had a significant impact on my life.