Hi, and welcome to my site! It’s a blog about personal finance and careers, told through the lens of my search for happiness and mindfulness in life. Why those things? Well, because most people view them as a necessarily evil to use in their pursuit of happiness in life… and I think they can be more than that!


This week is a very special one for my blog – today’s post marks my 200th blog post. I’ve been writing on this site for over three years now, and I’ve enjoyed every step in the journey so far. Thinking about the lessons I’ve learned since I first started writing back in February of 2017, a few lessons really stood out to me.

With the weather getting nicer by the day, people are in full-on summer mode, even despite the social distancing rules we all still face. With that comes the usual summer rush of people looking to buy and sell their homes. If you’re in the group looking to buy, then the acronyms “GDS” and “TDS” should mean something to you. What!? They don’t? Then it’s time to change that. Read on!

This quarantine is a tough time for martial artists. Gyms and dojos are closed, and if you’re lucky enough to still have classes to attend, they’re virtual. Definitely better than nothing, but a poor substitute for the real thing. Ultimately though, COVID has reinforced a lesson that my sensei has been teaching since I first joined his dojo seven years ago: your karate training is up to you.

Like many of you, I was deeply saddened by the news of George Floyd’s murder on US Memorial Day. It wasn’t until I heard some of my black coworkers and friends speak up about what they were feeling, and why, however, that I began to understand just how differently people can experience the world based on the colour of their skin.

We millennials are big on the FIRE movement – that’s “Financially Independent and Retired Early” for all you other generations out there :) KIDDING – I think being financially free and able to set our own schedules on a daily basis is one of the most universal human desires. But the road to retirement starts with saving money. If you’re not a natural saver, that can be a daunting task. So where do you start? Here are five tips that can help you save more – or start saving – each month.

If you’ve never read The 7 Habits of Highly Effective People by Stephen R. Covey, you’re missing out. The book is a classic, and for good reason – it provides a ton of sage self-improvement advice in a relatively quick read. One piece of advice in particular is worth calling out right now, and that’s the importance of sharpening your saw.

Earlier this week, Toronto Mayor John Tory announced a new program, titled “ShopHERE,” that aims to help local small businesses develop virtual storefronts during the COVID quarantine. It’s a great step to help support the local ma and pa shops that make up a crucial part of our economy. The thing is, it shouldn’t have taken a pandemic to make us want to support small businesses.

The COVID quarantine we’ve all been dealing with has gone on much longer than we originally thought it would, and it’s been hard on a lot of people. We’ve also undergone some amazing transformations during this time though, and in some ways we’ll be better off than before coming out of all of this. Here are five silver linings coming out of the COVID quarantine period.

Guys, I’m so sorry. I thought I wrote about this already long, long ago. I definitely should have. Index funds make up the backbone of my personal investing philosophy, and I can’t believe I haven’t already written an article explaining what they are and how they work! Time to fix that.

You’re familiar with herd mentality: you know, that tendency to adopt whatever viewpoint is most popular among those around you. What you may not know is that taking that approach to managing your finances is a wolf in sheep’s clothing. At some point, it’s going to bite you in the rear. Here’s why.