Hi, and welcome to my site! It’s a blog about personal finance and careers, told through the lens of my search for happiness and mindfulness in life. Why those things? Well, because most people view them as a necessarily evil to use in their pursuit of happiness in life… and I think they can be more than that!


Lens filters come in a wide variety of different shapes and sizes. You have colour-enhancing filters, polarizing filters, neutral density filters and more. Within each of these categories are a series of subcategories; neutral density filters, for example, decrease the amount of light that enters your lens, without changing the colours that come through (hence the term “neutral”). In a category all its own is the ND1000 filter. It’s one of the strongest neutral density filters available, letting in 1024x less light than the lens normally allows. So why the heck would anyone want to do that?

Earlier this year, I wrote a post talking about the mental healing process I went through to forgive someone for an unnecessary injury caused while training karate. Long story short, someone did something they shouldn’t that left me with seemingly permanent neck pain. For years, I’ve lived with that pain, with no clue what specifically was wrong. This week, that all changed.

In my conversations with people, I have heard a wide variety of perspectives on credit cards over the years. Some thoughts were on-point, while others… well, they were the type of well-intentioned, but misguided advice that makes you slap your palm to your face. Here are five commonly-mentioned, and completely untrue, myths about credit cards. It’s time to get the facts straight.

I spent much of the past week lounging by the water at a cottage up north; a pretty Canadian thing to do over an extended long weekend. In preparation for the vacation, I was looking for an adventure book; something about traveling and getting off the beaten path. I found exactly that in Escape from the Ordinary; it’s a gem of a book that I wanted to share with you.

Five years isn't a long time to train in the world of martial arts. It's long enough, though, to see many others come and go, along with their excuses. Before dismissing a martial art for outside reasons, it's worth looking in to see if there's something else at play.

It’s a question I sometimes wonder about. The reality is that I don’t plan to train in martial arts at a dojo for my entire life. I don’t think that’s a secret to anyone around me. That doesn’t mean that I’ll stop studying karate though; there’s a big difference between the two. It’s just that, in a future that may include kids, more work responsibility, and shifting priorities, I often think about the role karate would play in that world.