Hi, and welcome to my site! It’s a blog about personal finance and careers, told through the lens of my search for happiness and mindfulness in life. Why those things? Well, because most people view them as a necessarily evil to use in their pursuit of happiness in life… and I think they can be more than that!


These days, we take many activities for granted. We complete tasks absent-mindedly, relegating what could be a really enjoyable thing to the realm of “chore” – a dirty word for many, to be sure.

One of those activities is shaving. All too often, shaving time gets lumped into the same category as sweeping the floor or doing laundry. I already wrote about how shining your shoes can be a relaxing and meditative experience, and shaving is no different… if you do it right. (more…)


This is a continuation of an earlier post on the journey to black belt. The grading felt like it was over as soon as it began. One minute we’re warming up, and the next we’re bowing out. I knew it would go quickly, but not that quickly. I mean geeze, I don’t even remember parts of my grading.

I’m told I threw knees during sparring, yet I have no recollection of that. I thought I performed four katas, when I really did six. What I do remember is that the warm-up was tough, designed to exhaust you before the grading even began. If you didn’t pace yourself, you were in for a world of hurt. So what else happened at our black belt grading? (more…)


I hear people complain all the time about how they don’t have this, or how they wish they had that. What I find interesting is that, when I ask them what they’re doing about it, they usually hum and haw and make up some sort of excuse about why “now’s not a good time for change.”

Well, news flash – there’s never a good time for change. We’re creatures of habit, we hate change by default. But if you want things to be different in your life, you need to do things differently. I saw a great comic the other day; in it, a leader stands on a stage asking an audience, “Who wants change?” Everybody raised their hand. Then, in a second image, the same leader asked the same audience, “Who wants to change?” Crickets. Everyone had their eyes to the floor. Two images, one striking message.

Change starts with you. And there’s three things you can do to bring it about. (more…)