Hi, and welcome to my site! It’s a blog about personal finance and careers, told through the lens of my search for happiness and mindfulness in life. Why those things? Well, because most people view them as a necessarily evil to use in their pursuit of happiness in life… and I think they can be more than that!


Earlier this year, research from Gartner predicted that 25% of people – that’s 1 in 4 – will spend at least an hour a day in the Metaverse by 2026. Recently, I saw a stat that claimed that a big chunk of the population believe that number could be as high as 4 hours a day. There’s no denying that being able to gather in a virtual world can offer some really cool benefits – taking hybrid work to a whole new level, for example – but with all the buzz around the Metaverse these days, I wanted to take a moment to share some thoughts around the darker side of a virtual world.

Here in Canada, we love our four-letter acronyms for investment vehicles. You’ve got the RRSP (aka the Registered Retirement Savings Plan), TFSA (Tax Free Savings Account) and many, many more. And now, awaiting royal assent and set to be introduced in 2023, we’ll have one more acronym to add to the list: the FHSA. So what is an FHSA, and what the heck is it used for?

Responsible investing is a term that financial institutions have been using more and more. The term came about in acknowledgement of the fact that an increasing number of investors want to invest their money into companies that are actually doing good in the world… or at least not making things worse. But the term is still fresh, and many people don’t know what it actually means. This has led to some pretty crazy misconceptions out there. Here, we’ll look at some of the biggest myths, and cover off what responsible investing really is.

The term “dream job” often gets thrown like a rag doll, often accompanied by some degree of sarcasm or cynicism. Just ask the 6 in 10 Canadians that report not feeling engaged by their work. The truth is that very few people seem to have found their dream job… yet everyone wants it. But in order to land your dream job, you first need to be able to accurately define what that looks like. Here are five factors that studies have shown to contribute to that elusive definition.

My wife and I have been using our convertible mortgage as an investment tool for a few years now. Turns out, this strategy has a name: the Smith Maneuver. It was coined by financial advisor Fraser Smith, who wrote a book on it in the early 2000s. Can’t believe I didn’t know that until recently! That said though, I do know about the strategy. Here’s an overview of the Smith Maneuver, a strategy that can help you accelerate achievement of your financial goals.

In the old days, you used to impress people by having “more” – a bigger house, nicer cars, fancy clothes, and so on and so forth. Thankfully that trend is now changing. It’s moving from “bigger is better” to “less is more.” Living below your means is the new flex. So why is that a good thing, and how can you do it for yourself?

Recession is a word that, for reasons many can’t explain, strikes fear into their hearts. The word conjures up images of mass layoffs, tanking investments, and so on. But what even is a recession, and what causes them? Here are five factors that can contribute to one.

Renovating your home can be both super-exciting and super-stressful. The saying “the couple that renovates together stays together” exists for a reason! But beyond enhancing your enjoyment of the home you live in, renovating can also add value to its sale price, when it comes time to move. Not all renovations are created equally when it comes to the ROI, however. Here are five of the ones that give you the biggest bang for your buck.