Hi, and welcome to my site! It’s a blog about personal finance and careers, told through the lens of my search for happiness and mindfulness in life. Why those things? Well, because most people view them as a necessarily evil to use in their pursuit of happiness in life… and I think they can be more than that!

16Sep2022
Investing
September 16, 2022
Dollar-cost averaging is a term that was made popular by David Chilton in his most famous book, The Wealthy Barber (which by the way, I recommend to anyone who asks me what they should read for their first personal finance book). It can be tricky to grasp at first, but the benefits are clear once you wrap your head around it. So what is dollar-cost averaging, and why should you do it?
10Sep2022
Investing
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September 10, 2022
I have a bit of a love-hate relationship with GICs. They have plenty of drawbacks that limit their use cases, but at the same time I can see the role that they can play in someone’s personal financial plan. So what do you need to know about GICs and when to use them?
26Aug2022
Investing
August 26, 2022
There are plenty of trustworthy financial advisors out there. There are also plenty of sketchbags in the industry, and knowing how to distinguish between one and the other can save you a lot of headache and thousands of dollars over the long run. Here are a few telltale signs that your advisor might not have your best interests at heart.
20Aug2022
General
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August 20, 2022
Nobody wants to think about dying. But as I wrote about in an earlier post, it’s super-important to make sure you have a will in place before you do, even if you’re young. Otherwise, things may not play out the way you thought they would. In that earlier post, I outlined why it’s so important to have a will, but was a little light on details around what happens if you don’t. Here are a few examples of how things could play out in that scenario.
12Aug2022
General
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August 12, 2022
Earlier this year, research from Gartner predicted that 25% of people – that’s 1 in 4 – will spend at least an hour a day in the Metaverse by 2026. Recently, I saw a stat that claimed that a big chunk of the population believe that number could be as high as 4 hours a day. There’s no denying that being able to gather in a virtual world can offer some really cool benefits – taking hybrid work to a whole new level, for example – but with all the buzz around the Metaverse these days, I wanted to take a moment to share some thoughts around the darker side of a virtual world.
5Aug2022
Personal Finance
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August 5, 2022
Here in Canada, we love our four-letter acronyms for investment vehicles. You’ve got the RRSP (aka the Registered Retirement Savings Plan), TFSA (Tax Free Savings Account) and many, many more. And now, awaiting royal assent and set to be introduced in 2023, we’ll have one more acronym to add to the list: the FHSA. So what is an FHSA, and what the heck is it used for?
29Jul2022
Investing
July 29, 2022
Responsible investing is a term that financial institutions have been using more and more. The term came about in acknowledgement of the fact that an increasing number of investors want to invest their money into companies that are actually doing good in the world… or at least not making things worse. But the term is still fresh, and many people don’t know what it actually means. This has led to some pretty crazy misconceptions out there. Here, we’ll look at some of the biggest myths, and cover off what responsible investing really is.
22Jul2022
Careers
July 22, 2022
The term “dream job” often gets thrown like a rag doll, often accompanied by some degree of sarcasm or cynicism. Just ask the 6 in 10 Canadians that report not feeling engaged by their work. The truth is that very few people seem to have found their dream job… yet everyone wants it. But in order to land your dream job, you first need to be able to accurately define what that looks like. Here are five factors that studies have shown to contribute to that elusive definition.
15Jul2022
Investing, Personal Finance
July 15, 2022
My wife and I have been using our convertible mortgage as an investment tool for a few years now. Turns out, this strategy has a name: the Smith Maneuver. It was coined by financial advisor Fraser Smith, who wrote a book on it in the early 2000s. Can’t believe I didn’t know that until recently! That said though, I do know about the strategy. Here’s an overview of the Smith Maneuver, a strategy that can help you accelerate achievement of your financial goals.
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