Hi, and welcome to my site! It’s a blog about personal finance and careers, told through the lens of my search for happiness and mindfulness in life. Why those things? Well, because most people view them as a necessarily evil to use in their pursuit of happiness in life… and I think they can be more than that!

11Mar2022
Personal Finance
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March 11, 2022
This post is a follow-up to last week’s post about term insurance. In that post, I mentioned that term is almost always a better option than Whole Life insurance. Today, you’re going to find out why, because I’m going to share 6 reasons (among many others) that Whole Life insurance is almost always garbage.
4Mar2022
Personal Finance
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March 4, 2022
Life insurance is boring, right? Well… yeah ok, you got me there. But it’s also really important; having insurance can literally mean the different between your family being ok, and them being on the street if you were to pass away unexpectedly. One of the most popular – and most useful – types of insurance policies out there is called Term Life Insurance. So what is it, and why should you care?
25Feb2022
Personal Finance
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February 25, 2022
Your credit score is an important tool. A good score can make it easier to get the best interest rates on things like car loans, mortgages, and lines of credit. A bad one might mean you need to accept a higher interest rate, or even that you may not be approved for a loan or credit card at all. So how do you improve your credit score, and what does a good score look like? Read on to find out.
18Feb2022
Careers
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February 18, 2022
I’ve sat in a few sessions at work recently where senior leaders were asked this question: What’s the difference between mentorship and sponsorship? Aren’t they kind of the same? The short answer is no, they’re not. But they’re related. Here’s a quick primer on the difference between a mentor and a sponsor.
11Feb2022
Personal Finance
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February 11, 2022
Finding a good Financial Planner to work with can be tricky business. As I wrote about last week, not all financial planners are created equally, since the term isn’t heavily regulated in North America. To find the right person to work with, it’s going to take a bit of detective work on your part. Here are a few questions to ask when you’re trying to find the right person for the job.
4Feb2022
Investing
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February 4, 2022
Certified. The word has an air of authority around it. But what does a financial planner even do? Are they different from a financial advisor? And what’s involved in getting “certified?” All questions that we’re going to walk through in today’s post :)
28Jan2022
Taxes
January 28, 2022
If you have benefits through work, then you’re probably used to being able to claim medical expenses through your benefits, and getting reimbursed through your benefits provider. If you don’t have benefits, you’re probably used to thinking you’re just out of luck and out of pocket, right? ...or are you?
21Jan2022
Investing
January 21, 2022
When you think about Monte Carlo, you might conjure images of James Bond sipping a martini in one of the most famous casinos in the world. In the investing world, a Monte Carlo simulation is something completely different. If you’ve heard the team but don’t know what it is or why it matters, read on!
14Jan2022
Personal Finance
January 14, 2022
Given it’s a new year and many folks having “paying off debt” at the top of their list of New Year’s resolutions, I thought I’d dust off and update one of my older articles. If you’re like the majority of Canadians, you have multiple types of debt on your books. Maybe you have a mortgage, a car loan, a line of credit and a credit card. With Canadians currently owing almost $1.59 for every dollar they earn according to data from Stats Canada, it’s no wonder one in three Canadians reported feeling overwhelmed by their debt. So where do you start if you want to try and get out from underneath all that crushing debt?
7Jan2022
Careers
January 7, 2022
Setting any kind of New Years goals can be a polarizing habit. On the one hand, folks like me swear by it. On the other hand, others say that it’s pointless and arbitrary. Lately, I’ve seen a one-two punch of two types of posts floating around on LinkedIn: one type focusing on fresh energy to start the year (“Let’s crush 2022! Who’s with me?!”). The other seems to focus on bashing the first group, and sounds something like this: “Hustle culture is a sham – those people are probably just faking it, and are minutes away from a complete meltdown.”
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