Hi, and welcome to my site! It’s a blog about personal finance and careers, told through the lens of my search for happiness and mindfulness in life. Why those things? Well, because most people view them as a necessarily evil to use in their pursuit of happiness in life… and I think they can be more than that!


2021 was another crazy year for housing prices in Canada. According to data from the Canadian Real Estate Association, prices are up by over 25% from the same place last year, and they’ll be at their highest point ever heading into 2022. So will the New Year bring any relief? Let’s look at a trend or three that might help us figure that out.

There are one or two examples of financial independence pyramids floating around the web, but none of them really capture the way I’ve been thinking about financial independence. As my wife and I have gone on our journey, we’ve found that there are certain key milestones that, when you hit them, give you a massive psychological boost of confidence. It’s those milestones that I built a new Financial Independence Pyramid (not to be confused with pyramid schemes!) around.

If you live in Canada, then you’ve probably heard the terms RRSP and TFSA before. Canadian finance is full of crazy acronyms though… for example, have you ever heard of a LIRA? What the heck is that, and how does it relate to an RRSP and TFSA? Today, we’ll demystify another personal finance acronym. Let’s talk LIRA, shall we?

Today’s post is an update to an earlier post I wrote about personal finance blogs you should be following. As time goes by, the quality of content some blogs put out ebbs and flows, and so I like to update these lists every once in a while to make sure I’m still recommending content I believe to you.

Contrarian investing is a simple concept that can bring patient investors market-beating returns over the long run. So what is contrarian investing, and how do you do it?

Benjamin Franklin famously said that there are two certainties in this life: death and taxes. But just because taxes are a certainty, doesn’t mean the amount you pay is pre-ordained. With a bit of planning, and a bit of knowledge about how Canadian investments are taxed, you can help cut down on the amount of tax you pay, and keep more of that money for yourself. Here are a few things you need to know.

I’ve been reading recently about ways to generate more traffic to my website, because I’ve decided that it’s time for me to stop living under a rock about this stuff. For the past four, nearly five years, I’ve been writing without any thought toward actually sharing my content. If that describes you as well, then you’re in good company. Here are 7 tips I found helpful when I was learning about the topic!